OpeniBank Solo Mode packages wallet, ledger, permits, receipts, and a local CreditChain bootstrap into one self-hosted runtime. The objective is full financial control in minutes without external custodianship.
North Star
A user can install, initialize, start, and run a complete self-banking demo in under 10 minutes with replayable receipts and local-first custody.
This documentation page is aligned with the following OpeniBank v4 planning files.
Individual operators and power users
Local runtime with embedded storage, local key management, and no mandatory cloud dependency.
Core Components
Delivery: Binary install (brew, cargo, or release artifact)
Users graduating to social and connected finance
Retains local custody while adding optional registration, profile identity, and remote integrations.
Core Components
Delivery: Progressive opt-in from Solo runtime
Advisors and micro-institutions
Packaged solo stack with branded UI, policy templates, and support lifecycle tooling.
Core Components
Delivery: Managed deployment image
From install to first receipt in minutes: initialize identity, boot services, run a complete self-banking scenario.
Reduce first-run friction and prove end-to-end value transfer with cryptographic receipts before any advanced configuration.
Compartmentalized balances and journal-backed accounting enforce strict movement semantics across all value paths.
Guarantee that all wallet mutations are reconcilable, balanced, and scoped by explicit compartment intent.
Every value movement must pass through the same guarded state machine and emit signed evidence.
Prevent unauthorized or partial execution by making commitment, policy enforcement, and evidence generation non-optional.
Local-first custody requires durable recovery and strict key isolation defaults.
Make key compromise and accidental data loss significantly harder while keeping recovery practical for operators.
Operating the downloadable OpeniBank local web portal for self-hosted management of banking, trading, agents, and receipts.
Provide an operator-grade runbook for the local portal package and clearly separate local capabilities from openibank.com-exclusive services.